So I made the first step towards one of my goals this year. I started a savings account. Not only that but I will be auto depositing money into every month meaning a small nest egg will slowly build without me doing a thing! I feel so good about this. Once I start making money I will increase it to a larger amount. Yay for goals!
It's like this but with interest. (A tiny tiny tiny amount of interest). Knowing I can just go on and transfer money online will be great for me. I have a bit of a online shopping hobby. Here is my idea (because little things add up): when I see something online that I think I want (unless its a need thing- like a textbook) I'm going to transfer the money for what it costs into my savings account. I will leave it in there for a day and come back to it. That is when I will decide if I really like the item more than I like the new total in my savings account. Tiny purchases really add up and by doing this they will equal savings not buckets of crap. I will do the same thing with other frivolous purchases like make-up, clothing etc as much as I can. My reward for not buying things I want on impulse will be a bigger savings account to use on a car and furnishings for my future post graduation apartment when I move back to Cali. That is about a year away most likely... so bring on the savings!!!!!